Understanding the Blocked Account

Introduction

When planning to move to Germany for study, work, or residency, international applicants from non-EU countries often encounter the term "Blocked Account" or "Sperrkonto. " This special type of bank account plays a crucial role in the visa application process, ensuring that the applicant possesses sufficient financial resources to support themselves during their stay in Germany.

What is a Blocked Account?

A blocked account is a specific bank account required by German law to secure a visa or residence permit for many non-EU nationals. This account demonstrates to German authorities that the visa applicant has adequate funds to cover living expenses without the need for public funds.

Purpose and Requirements

The primary purpose of a blocked account is to provide proof of financial resources, a mandatory step when applying for an entry visa or residence permit in Germany. Applicants, including foreign students, au-pairs, language learners, and job seekers, must show they can financially sustain themselves during their stay.

How It Works

Applicants are required to deposit a standard minimum amount into their blocked account before arriving in Germany. Currently, the law mandates a monthly deposit of €934, totaling €11,208 for a year. This sum is to ensure the applicant can meet their living costs for up to 12 months.

Account Restrictions

Once deposited, the funds in the blocked account are frozen until the account holder arrives in Germany. Withdrawals are typically limited to a monthly maximum amount, primarily to cover living expenses, ensuring the account holder manages their budget responsibly throughout their stay. It’s important to note that the specific blocked amount might vary slightly depending on the consulate or embassy’s discretion, based on the applicant's circumstances.

Conclusion

A blocked account is essential for ensuring that international newcomers to Germany are well-prepared and financially stable. By adhering to these requirements, applicants demonstrate their readiness to comply with German regulations, smoothing their pathway to a successful stay in Germany.

For those considering a move to Germany, understanding and setting up a blocked account is a critical step in your journey. Ensure you consult with recognized banks and financial institutions that offer reliable blocked account services to facilitate your transition.

‍